diff --git a/src/PowderCoating.Web/Controllers/CatalogItemsController.cs b/src/PowderCoating.Web/Controllers/CatalogItemsController.cs
index 76dba16..11cf9ce 100644
--- a/src/PowderCoating.Web/Controllers/CatalogItemsController.cs
+++ b/src/PowderCoating.Web/Controllers/CatalogItemsController.cs
@@ -693,6 +693,13 @@ namespace PowderCoating.Web.Controllers
 
             ViewBag.RevenueAccounts = revenueAccounts;
             ViewBag.CogsAccounts = cogsAccounts;
+
+            // Whether the company has configured default accounts — the views use this to label the
+            // blank dropdown option "(Default …)" vs "(None)".
+            var prefs = await _unitOfWork.CompanyPreferences
+                .FirstOrDefaultAsync(p => p.CompanyId == companyId && !p.IsDeleted);
+            ViewBag.HasDefaultRevenueAccount = prefs?.DefaultRevenueAccountId != null;
+            ViewBag.HasDefaultCogsAccount    = prefs?.DefaultCogsAccountId != null;
         }
 
         /// <summary>
diff --git a/src/PowderCoating.Web/Controllers/InventoryController.cs b/src/PowderCoating.Web/Controllers/InventoryController.cs
index 633ca9e..7dff1ad 100644
--- a/src/PowderCoating.Web/Controllers/InventoryController.cs
+++ b/src/PowderCoating.Web/Controllers/InventoryController.cs
@@ -1667,6 +1667,13 @@ public class InventoryController : Controller
             .OrderBy(a => a.AccountNumber)
             .Select(a => new SelectListItem($"{a.AccountNumber} – {a.Name}", a.Id.ToString()))
             .ToList();
+
+        // Whether the company has configured default accounts — the views use this to label the
+        // blank dropdown option "(Default …)" vs "(None)".
+        var prefs = await _unitOfWork.CompanyPreferences
+            .FirstOrDefaultAsync(p => p.CompanyId == companyId && !p.IsDeleted);
+        ViewBag.HasDefaultInventoryAccount = prefs?.DefaultInventoryAccountId != null;
+        ViewBag.HasDefaultCogsAccount      = prefs?.DefaultCogsAccountId != null;
     }
 
     /// <summary>
diff --git a/src/PowderCoating.Web/Views/CatalogItems/Create.cshtml b/src/PowderCoating.Web/Views/CatalogItems/Create.cshtml
index 724387b..e6cbadd 100644
--- a/src/PowderCoating.Web/Views/CatalogItems/Create.cshtml
+++ b/src/PowderCoating.Web/Views/CatalogItems/Create.cshtml
@@ -131,7 +131,7 @@
                             <div class="col-md-6 mb-3">
                                 <label asp-for="RevenueAccountId" class="form-label"></label>
                                 <select asp-for="RevenueAccountId" class="form-select" asp-items="ViewBag.RevenueAccounts">
-                                    <option value="">(Default revenue account)</option>
+                                    <option value="">@((ViewBag.HasDefaultRevenueAccount ?? false) ? "(Default revenue account)" : "(None)")</option>
                                 </select>
                                 <small class="form-text text-muted">Account credited when this item is invoiced.</small>
                             </div>
@@ -139,7 +139,7 @@
                                 <label asp-for="CogsAccountId" class="form-label"></label>
                                 <select asp-for="CogsAccountId" class="form-select" asp-items="ViewBag.CogsAccounts"
                                         data-quick-add-url="/Accounts/Create?preSubType=40" data-quick-add-title="Add COGS Account">
-                                    <option value="">(Default COGS account)</option>
+                                    <option value="">@((ViewBag.HasDefaultCogsAccount ?? false) ? "(Default COGS account)" : "(None)")</option>
                                     <option value="__new__">+ Add New Account&hellip;</option>
                                 </select>
                                 <small class="form-text text-muted">Account debited when materials are consumed.</small>
diff --git a/src/PowderCoating.Web/Views/CatalogItems/Edit.cshtml b/src/PowderCoating.Web/Views/CatalogItems/Edit.cshtml
index 56f51ef..41a75ff 100644
--- a/src/PowderCoating.Web/Views/CatalogItems/Edit.cshtml
+++ b/src/PowderCoating.Web/Views/CatalogItems/Edit.cshtml
@@ -134,7 +134,7 @@
                             <div class="col-md-6 mb-3">
                                 <label asp-for="RevenueAccountId" class="form-label"></label>
                                 <select asp-for="RevenueAccountId" class="form-select" asp-items="ViewBag.RevenueAccounts">
-                                    <option value="">(Default revenue account)</option>
+                                    <option value="">@((ViewBag.HasDefaultRevenueAccount ?? false) ? "(Default revenue account)" : "(None)")</option>
                                 </select>
                                 <small class="form-text text-muted">Account credited when this item is invoiced.</small>
                             </div>
@@ -142,7 +142,7 @@
                                 <label asp-for="CogsAccountId" class="form-label"></label>
                                 <select asp-for="CogsAccountId" class="form-select" asp-items="ViewBag.CogsAccounts"
                                         data-quick-add-url="/Accounts/Create?preSubType=40" data-quick-add-title="Add COGS Account">
-                                    <option value="">(Default COGS account)</option>
+                                    <option value="">@((ViewBag.HasDefaultCogsAccount ?? false) ? "(Default COGS account)" : "(None)")</option>
                                     <option value="__new__">+ Add New Account&hellip;</option>
                                 </select>
                                 <small class="form-text text-muted">Account debited when materials are consumed.</small>
diff --git a/src/PowderCoating.Web/Views/Inventory/Create.cshtml b/src/PowderCoating.Web/Views/Inventory/Create.cshtml
index 64d9b7d..bdd41e9 100644
--- a/src/PowderCoating.Web/Views/Inventory/Create.cshtml
+++ b/src/PowderCoating.Web/Views/Inventory/Create.cshtml
@@ -375,7 +375,7 @@
                                 <label asp-for="InventoryAccountId" class="form-label"></label>
                                 <select asp-for="InventoryAccountId" class="form-select" asp-items="ViewBag.InventoryAccounts"
                                         data-quick-add-url="/Accounts/Create?preSubType=4" data-quick-add-title="Add Inventory Account">
-                                    <option value="">(Default inventory account)</option>
+                                    <option value="">@((ViewBag.HasDefaultInventoryAccount ?? false) ? "(Default inventory account)" : "(None)")</option>
                                     <option value="__new__">+ Add New Account&hellip;</option>
                                 </select>
                                 <small class="form-text text-muted">Asset account where inventory value is tracked (e.g., 1200 Inventory - Powder).</small>
@@ -384,7 +384,7 @@
                                 <label asp-for="CogsAccountId" class="form-label"></label>
                                 <select asp-for="CogsAccountId" class="form-select" asp-items="ViewBag.CogsAccounts"
                                         data-quick-add-url="/Accounts/Create?preSubType=40" data-quick-add-title="Add COGS Account">
-                                    <option value="">(Default COGS account)</option>
+                                    <option value="">@((ViewBag.HasDefaultCogsAccount ?? false) ? "(Default COGS account)" : "(None)")</option>
                                     <option value="__new__">+ Add New Account&hellip;</option>
                                 </select>
                                 <small class="form-text text-muted">Expense account debited when this material is consumed on a job.</small>
diff --git a/src/PowderCoating.Web/Views/Inventory/Edit.cshtml b/src/PowderCoating.Web/Views/Inventory/Edit.cshtml
index c4d51a0..d2954bc 100644
--- a/src/PowderCoating.Web/Views/Inventory/Edit.cshtml
+++ b/src/PowderCoating.Web/Views/Inventory/Edit.cshtml
@@ -374,7 +374,7 @@
                                 <label asp-for="InventoryAccountId" class="form-label"></label>
                                 <select asp-for="InventoryAccountId" class="form-select" asp-items="ViewBag.InventoryAccounts"
                                         data-quick-add-url="/Accounts/Create?preSubType=4" data-quick-add-title="Add Inventory Account">
-                                    <option value="">(Default inventory account)</option>
+                                    <option value="">@((ViewBag.HasDefaultInventoryAccount ?? false) ? "(Default inventory account)" : "(None)")</option>
                                     <option value="__new__">+ Add New Account&hellip;</option>
                                 </select>
                                 <small class="form-text text-muted">Asset account where inventory value is tracked (e.g., 1200 Inventory - Powder).</small>
@@ -383,7 +383,7 @@
                                 <label asp-for="CogsAccountId" class="form-label"></label>
                                 <select asp-for="CogsAccountId" class="form-select" asp-items="ViewBag.CogsAccounts"
                                         data-quick-add-url="/Accounts/Create?preSubType=40" data-quick-add-title="Add COGS Account">
-                                    <option value="">(Default COGS account)</option>
+                                    <option value="">@((ViewBag.HasDefaultCogsAccount ?? false) ? "(Default COGS account)" : "(None)")</option>
                                     <option value="__new__">+ Add New Account&hellip;</option>
                                 </select>
                                 <small class="form-text text-muted">Expense account debited when this material is consumed on a job.</small>